Retail Store & Service
You’re always working to improve the way you do business. Maybe you switched to an eco-friendly dry cleaning process or added ultra-premium hair products at your beauty shop. Perhaps you’re elevating the artistry of your shop’s floral arrangements.
Whatever your specialization, you know you need to protect your retail store from the unexpected. And because Agent Harper helps small business owners like you, we can help you understand coverage options and analyze your needs and select the right coverage.
How Can We Cover You?
A tree topples onto your building during a heavy ice storm, damaging your roof — and some inventory.
- How would we cover you? - Business Property Coverage - would help repair buildings and equipment damaged by vandalism, fires, hailstorms or other covered events.
Your shop must remain closed for several weeks to repair damage from a large fire that started in your storeroom.
- How would we cover you? - Business Income Coverage - would help replace lost rents and profits — and provide related operating expenses to keep your business going while a building is rebuilt. It can also help with temporary relocation that enables you to resume business while your building is being repaired.
An employee forges your signature in order to cash a company check.